# Welcome to Interchecks Payments API Documentation

Built around REST principles, the API utilizes HTTP verbs and status codes indicating action and response queues. All requests and responses are in `application/json` format. Please contact tech@interchecks.com for questions or assistance.

## Payments API v1

API v1 documentation can be found at [https://docs-v1.interchecks.com](https://docs-v1.interchecks.com/).

## Payments API v2

API v2 has simplified Payment and Transaction processing and improved recipient and account management for Aggregator workflows.

High-level improvements:

- Improved API Authentication scheme
- Create and manage recipients at an aggregator or payer level
- Create and manage destination payment accounts at an aggregator or payer level
- Create and manage payments for Portal/Widget UI acceptance
- Initiate transactions for immediate disbursement
- Self-managed account keys/secrets
- Webhook verification