Test Data
Test Emails
Interchecks manages an allow list for destination emails in our Sandbox. Emails not on the allow list will be suppressed. If you need an email address or wildcard domain added, please contact tech@interchecks.com.
Test Cards
The following card BIN can be used for creating CARD accounts for sending transactions. Any expiration date in the future may be used. Any card BIN not on the list will return an error response ERR_CARD_INELIGIBLE. The available card BINs are 451530 and 531260.
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Debit Cards
For security and compliance purposes, never use a live debit card number in the sandbox environment.
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Test Card Triggers
Card numbers ending in
0000will be designated as a Prepaid Debit card.
Card numbers ending in1111will be designated as a Credit card.
Depending on the client configuration, these may be rejected with the respective errors:ERR_PREPAID_CARD_NOT_SUPPORTEDandERR_CREDIT_CARD_NOT_SUPPORTED.
A Visa or Mastercard BIN that is not a test BIN will returnERR_CARD_INELIGIBLE.
A BIN that does not start with4or5will returnERR_INVALID_CARD_DETAILS.
| Sample Card Numbers |
|---|
| 4515300011000159 |
| 4515300011000167 |
| 4515300011000175 |
| 4515300011000183 |
| 4515300011000191 |
| 4515300011000209 |
| 4515300011000217 |
| 4515300011000225 |
| 4515300011000233 |
| 4515300011000241 |
| 5312600000002167 |
| 5312600000002168 |
| 5312600000002169 |
Test Amount Triggers for Instant Deposit
The following Transaction amounts for INSTANT_DEPOSIT will trigger a specific error. Other methods may be added to this test scenario in the future.
Two triggers below will trigger an UNKNOWN status based on your Payer account configuration. Without configuring your Payer account to allow for UNKNOWN transaction status, these transactions would return PAID.
| Amount | Error |
|---|---|
| $9.01 | 503 Service unavailable |
| $9.02 | 200 Response with Decline error due to "Invalid Transaction". The format of a declined error message is: "{response code}:{error description}". |
| $9.03 | 200 Response with Generic error |
| $9.04 | 422 Response with Payer NSF error |
| $9.05 | 422 Response with Card Velocity error |
| $9.06 | 200 Response with UNKNOWN Transaction Status due to VISA timeout. |
| $9.07 | 200 Response with UNKNOWN Transaction Status due to VISA "in process" workflow. |
Test Amount Triggers for Instant Funding
The following Transaction amounts for INSTANT_FUNDING will trigger a specific error. Other methods may be added to this test scenario in the future.
| Amount | Error |
|---|---|
| $9.01 | 503 Service unavailable |
| $9.02 | 200 Response with Decline error due to "Invalid Transaction". The format of a declined error message is: "{response code}:{error description}". |
| $9.03 | 200 Response with Generic error |
| $9.06 | 200 Response with PROCESSING Transaction Status due to VISA timeout. |
| $9.07 | 200 Response with PROCESSING Transaction Status due to VISA "in process" workflow. |
Test Values for Card Account Verification
| Parameter | Value | Result |
|---|---|---|
| Card number last four | 6666 | PAN failure |
| Card number last four | 7777 | PAN failure |
| Card number last four | 6666 | PAN failure |
| Expiration Date | 2030-12 | Expiration Date failure (Returned as a CVV failure) |
| CVV | 999 | CVV failure |
| Zip code | 99991 | AVS Partial - Street only |
| Zip code | 99992 | AVS Partial - Zip only |
| Zip code | 99993 | AVS No Match |
| Zip code | 99994 | AVS Not Supported |
| Zip code | 99995 | AVS Not Processed |
| Card number last four | 9750 | First Name Partial |
| Card number last four | 9799 | First Name No match |
| Card number last four | 9850 | Last Name Partial |
| Card number last four | 9899 | Last Name No match |
| Card number last four | 9950 | First Name Partial / Last Name Partial |
| Card number last four | 9999 | First Name No Match / Last Name No Match |
| Card number last four | 9901 | Name results Not Processed |
| Card number last four | 9902 | Name results Not Supported |
Test Routing Numbers
Any valid bank routing number can be used when adding a bank account but only a subset are eligible for RTP. Below is a set of routing numbers that can be used for test RTP transactions.
| Routing Number |
|---|
| 011000206 |
| 011100106 |
| 011400071 |
| 021004823 |
| 072412927 |
| 072412927 |
| 072403473 |
| 071925567 |
| 071904779 |
| 071026628 |
Test Amount Triggers for RTP
The following Transaction amounts for RTP will trigger a failure error via webhook.
| Amount | Error |
|---|---|
| $9.03 | Initial 201 PROCESSING Response with FAILED webhook. |
Test Amount Triggers for ACH Funding
| Amount | Error |
|---|---|
| $9.01 | 503 Service unavailable |
| $9.02 | 422 response with ERR_ACCOUNT_BALANCE_UNAVAILABLE |
| $9.03 | 422 response with ERR_ACCOUNT_BALANCE_THRESHOLD |
| $9.04 | 422 response with ERR_ACCOUNT_RISK_METRICS_UNAVAILABLE |
| $9.05 | 422 response with ERR_ACCOUNT_RISK_THRESHOLD |
| $9.06 | 422 response with ERR_ACCOUNT_AUTH_REQUIRED |
| $9.07 | 422 response with ERR_ACCOUNT_RE_AUTH_REQUIRED |
Updated about 1 month ago