RTP - Instant Bank Transfer

An RTP eligibility check is performed against the bank routing number.

Response values are :

• ENABLED - Routing number is eligible for RTP
• DISABLED - Routing number is ineligible for RTP
• UNKNOWN - Routing number eligibility has not been determined, invoke API call to refresh RTP eligibility status.

Payer must be configured for RTP to send RTP transactions

payer_id
string
required
Payer ID

recipient_id
string
required
Recipient ID

account_number
string
Bank account number

routing_number
string
Bank routing number

account_type
string
enum
Bank account type

CHECKING SAVINGS BUSINESS
Allowed:
CHECKING SAVINGS BUSINESS

account_name
string
Bank account name - only required for business accounts

Example

curl --request POST \
     --url https://test.api.interchecks.io/api/v2/payer_id/accounts/recipient_id/banks \
     --header 'accept: application/json' \
     --header 'content-type: application/json'

Choose an example:

• application/json
  201 - Result
400 - Result