### Reference ID Uniqueness

Uniqueness for Reference IDs is not enforced. The response payload will be returned as an array of Payment objects matching the supplied Reference ID.

#### Parameters

- **payer_id**  
  Type: `string`  
  Required: Yes  
  Description: Payer ID

- **reference_id**  
  Type: `string`  
  Required: Yes  
  Description: Payment reference ID

#### Example Request

```http
GET /api/v2/payer_id/payments/reference/reference_id HTTP/1.1
Host: test.api.interchecks.io
Accept: application/json
```

#### Example Response

```json
{
  "payment": [
    {
      "id": "xxxxxxxxxx",
      "status": "200",
      "updated_at": "8 months ago"
    }
  ]
}
```